Vetted Partner Institutions
Each institution undergoes quarterly audits and regulatory compliance checks before diaspora funds are routed.
Kuziva Microfinance
Microfinance Institution
PAR > 30
2.1%
ROA
3.8%
CAR
18.2%
Mbudzi Building Society
Building Society
PAR > 30
1.8%
ROA
4.2%
CAR
22.5%
Tariro Cooperative
Savings & Credit Cooperative
PAR > 30
4.5%
ROA
2.9%
CAR
15.8%
Institutional Health Monitoring
We track key regulatory metrics for every partner institution before routing diaspora capital. Your investments are backed by data, not promises.
Capital Adequacy Ratio
Min 15% (RBZ)Measures financial strength. All partners must exceed RBZ minimums before diaspora funds are routed.
PAR > 30 Days
Below 5% (Healthy)Portfolio at Risk beyond 30 days. Flagged above 10%. Our threshold is stricter than regulatory minimums.
Return on Assets
Above 2.5%Measures how efficiently the institution generates income from its asset base.
Liquidity Ratio
Min 20%Ability to meet short-term obligations. We track cash and near-cash positions monthly.
Capital Allocation
Your funds are routed to vetted, audited institutions based on risk profile and performance.
Quarterly Audits
Every partner institution submits audited financials every quarter. We track PAR 30, ROA, CAR, and liquidity.
Performance Reports
Receive detailed reports on your portfolio performance. Withdraw or rebalance at any time.